*Annual Percentage Yield (APY) accurate as of 8/16/12 and subject to change without notice. Minimum deposit to open account is $50. A 1.75% APY will be paid on daily balances between $.01 and $10,000.00 and 0.10% APY applies to daily balances over $10,000.00 as long as all the minimum qualifications are met each monthly statement cycle. A 0.10% APY will be paid on all daily balances if all qualifications are not met. The minimum qualifications for each monthly statement cycle are: 1) make 10 debit card purchases, 2) be enrolled in Online Banking, 3) receive eStatements, and 4) receive one direct deposit, ACH transaction, or automatic third party draft. APY may change after the account is opened. No minimum balance required. No monthly service charge. Unlimited free nationwide ATM transactions occur regardless of qualifications. Available to personal accounts only.